Costco Members save more with nib!

Join a combined Hospital + Extras cover and if eligible, receive a Costco Shop Card worth up to $900*. Plus, we'll waive the 2 & 6 month wait on Extras.

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*Offer ends 31 December 2024. New Australian resident members only. Offer fulfilled in month 3 and 7 of membership. Eligible products only. Value of offer based on level of cover selected, see details. Eligibility and T&Cs apply.

Why choose nib?

More than just great health cover

Save on fuel, fitness, food and more with nib Rewards. It’s our way of saying thanks.

4% discount#

Get 4% off your premiums# when you choose to pay by direct debit (excludes Ambulance Only cover).

Your cover at your fingertips

Manage your policy wherever you are with your nib account and the nib app.

Costco & nib partnering to help you take care of your health

We think you should be rewarded for looking after your health. That’s why Costco and nib have partnered up to help you take care of your health every step of the way. Both are trusted companies who will strive to improve your health outcomes through a range of health services and products.

Find the right health insurance for you

Finding the right health insurance is all about making sure it fits your lifestyle. Whether you’re young and fit, health conscious, raising a family or just want peace of mind, we’ve got you covered.

Switching made easy

Make the switch to get great value health cover that’s easy to understand and easy to claim on-we’ll even handle the break-up call with your previous insurer.

1. Choose the cover that’s right for you

Our range of great value options allows you to tailor your cover to include services that are right for you, including Extras like dental and optical.

2. We’ll do the paperwork for you

We’ll contact your previous insurer to request a Transfer Certificate. They’re required by government legislation to comply within 14 days.

3. Claim straight away

We recognise any waiting periods you’ve already served so you can get the most out of your new cover straight away~.